Verdict up front: Instant Funded Account (IFA, instantfundedaccount.com) sells “Single Step Evaluation” challenges for funded trading accounts with up to 80% profit share. France’s AMF placed the site on its blacklist on 7 July 2026. The domain was registered on 25 April 2022 — about four years and five months ago.
| Website | instantfundedaccount.com |
|---|---|
| Product | Paid evaluation challenges for funded accounts |
| Example plan | $25,000: max daily loss $1,000; overall $2,500; target $2,500; 80/20 split |
| Counter on homepage | “0 Traders Passed Challenge this Month” |
| Warning | AMF (France), 7 July 2026 |
| Domain registered | 25 April 2022 — about 4.4 years old |
How prop challenges make money
You pay a fee to trade a demo or funded account under strict rules. Break a rule — a daily loss of $1,000 on a $25,000 plan, for example — and the account is closed and the fee kept. For many such firms, fees from failed challenges are the main revenue.
Dealing with Instant Funded Account right now?
✎ FILE A COMPLAINT ABOUT INSTANT FUNDED ACCOUNT
A short note is enough: when you paid Instant Funded Account, how, and how much. No passwords, ever.
Zero passed
The homepage counter on our visit read “0 Traders Passed Challenge this Month”. Whether that is a broken widget or the truth, it is not a reason to pay for a challenge.
‘Regulated broker’, unnamed
The site advertises a “Regulated Broker with Zero Spreads” and “offices in London, Dubai and Israel”, but names neither the broker nor its regulator.
What the AMF blacklist means
The AMF lists websites offering investment services in France without authorisation. IFA is on that list; French residents have no regulatory protection if they deal with it.
⚠ Verified evidence
- France’s AMF blacklist, 7 July 2026.
- Homepage counter: 0 traders passed this month.
- “Regulated broker” with none named.
- Fees kept when strict loss limits are hit.
Paid Instant Funded Account — your next steps
Refuse any extra payment Instant Funded Account says is needed to release profits. Remove any remote-desktop app Instant Funded Account set up on your phone or PC. Change passwords and switch on 2FA if you shared logins or installed remote-access apps.
- Phone your bank or card issuer and ask about a chargeback or a recall of the transfer.
Where Instant Funded Account should appear — and does not
The quickest test is the REGAFI register and the AMF’s black lists at amf-france.org: search “Instant Funded Account” and, separately, instantfundedaccount.com. Then compare the domain date (25 April 2022 about 4.4 years old) with the history the site claims. The AMF black list is searchable by domain, which catches mirror sites. IOSCO’s I-SCAN gathers warnings from many regulators in a single search box.
The verdict: Instant Funded Account sells paid challenges under an unnamed broker, and France’s regulator has blacklisted it. Do not pay for a challenge.
Stuck with Instant Funded Account?
✎ FILE A COMPLAINT ABOUT INSTANT FUNDED ACCOUNT
Include what you paid Instant Funded Account and through which bank or wallet. We never need your login details.
Sources, checked 2 October 2026: AMF (France) warning via IOSCO I-SCAN (7 July 2026) · RDAP registration record for instantfundedaccount.com · the live page at instantfundedaccount.com, read in full. Warnings come from regulators, not courts. General information, not investment advice.
